Don't put your family or business at risk.
You read about them every day -- lawsuits that result in multi-million dollar awards for injuries or death, all because of an accident. Ask yourself, Do I have the right coverage?
Liability coverage works to protect against accidents at your home or business. It protects you in the event that some one would hurt themselves. It covers accidents like a trip or fall, or manufactures product defects.
What types of policies can I buy?
Reamstown Mutual offers the following liability policies Personal Liability Coverage, Farm personal Liability Coverage, Basic General Liability Insurance or O L & T (owners...) as it is known, or CGL... Our agent representatives can help you decide which coverage meets your needs.
What does it cover?
In general Liability insurance covers your legal fees and expenses necessary to defend you in the event you are sued for bodily injury or property damage to another party. It may also pay on your behalf any bodily injury or property damage claims where you are found to be at fault due to your negligence. As always you must review your policy for the exact coverage terms.
How much coverage should I have?
In most cases the amount of coverage you should carry is related to how much risk exposure your property or business may have. Please consult with one of our agents for details.
What does it cost?
You will be surprised at how little this valuable protection costs when you think of the everyday situations that could jeopardize your financial security. You can't afford to be without it.