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Umbrella


Don't put your family at risk.

You read about them every day -- lawsuits that result in multi-million dollar awards for injuries or death, all because of an auto, home or boating accident.

If you do not have adequate liability coverage, losses from an accident can ruin your family's financial future.

Umbrella coverage works with your current auto, home, or boat insurance for extra protection after your existing coverage is exhausted.

What does the Umbrella Policy cover?

The umbrella policy is a personal catastrophe policy covering you and your family's liability against the ever-increasing jury awards that may be leveled against you.

This policy provides additional liability limits to your Homeowners, Condominium or Renter's policy and Automobile policy of at least $1,000,000. Additional coverage up to $5,000,000 is available. It also provides coverage that may be excluded in your existing policies.

When considering umbrella coverage, it's important to think of your future income and assets, as well as what you own now.

Now is the time to build a second line of defense -- to protect you and your family when your other policies stop.

Get more information today. Complete the form to safeguard your family's assets.

This could happen to you!

  • While helping you clean the leaves from your gutters, your friend's 16-year-old son falls from your ladder and severely injures his neck. The jury awards $1,500,000 for his numerous operations.

  • $1,700,000 is awarded to a single mother and her 2-year-old daughter who were severely injured in an automobile accident that you were involved in.

  • While on a family vacation, your 13-year-old son loses control skiing and injures four people. The jury awards $1,200,000 to one of the victims whose face was disfigured.

  • Your wife is involved in an automobile accident while driving your 8- and 9-year-old children and their friends to soccer practice. Some of the children are seriously injured. The court awards $1,600,000.

These examples are real!


Reamstown Mutual Insurance Company • 20 S. Reamstown Rd. • P.O. Box 477 • Reamstown, PA 17567
Phone: (888) 764-7232 • Fax: (717) 336-5764 • Email:

This website is not an insurance policy. The information in this site may or may not be included in your actual policy.
Differences are dependent on the type of coverages that you select.
Please refer to your policy for specific coverages or contact your agent for assistance.

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