Protecting you, your family and your farm.
Your investment of hard work, time and money in your home, personal belongings, barn, machinery and equipment is considerable. You can protect your investment from accidental loss or a potential liability suit from activities on and off your premises.
We believe in being there before you need us. We have been protecting farms since 1895. Our Agents live and work in your community this way they develop strong personalized relationships with you. We provide friendly, personal service and competitive rates on all aspects of Farm and Agricultural insurance.
What Can Farm Owners Insurance Provide?
With the proper limits and coverages your Farm Insurance policy provides security and protection for:
- Your home and personal property. It is recommended that certain items of value such as jewelry, silver and antiques be appraised and scheduled onto the policy since all policies have limitations on these type of items.
- Loss of use on your home, additional dwelling, mobile homes and rentals.
Barns, round pens, covered arenas, run-in shelters and other outbuildings can be insured for specific amounts.
- Farm personal property (equipment) such as tractors, machinery, tools, equipment and tack.
- Office contents including valuable papers.
- Liability for bodily injury and property damage on and off the premises. Premises medical payments are included.
What Types Of Perils Are Covered?
Property can be protected against loss from fire, lightning, wind, hail, explosion, falling objects, riot and civil commotion, aircraft, vehicle, vandalism, theft and collapse. Special form coverage, which provides "all physical loss", can be written on your home and certain structures depending upon use, construction and age. Coverage may be written on replacement cost or actual cash value basis depending upon age and other underwriting criteria. There are many options available.
Our planning expertise and risk evaluations result in coverages tailored to fit your particular needs. Whether you have a small or large farming operation, we can help.